Water Views
Address
64 Banfill Street, Santa Rosa Beach, FL
Price
$ 3,440,000
Property Attributes
- MLS#783716
- TypeSingle Family
- Listing Status Active
- CountyWalton
- CitySanta Rosa Beach
- Area12 - Walton County
- NeighborhoodGrayton Beach
- Zip32459
- Style
- Year Built1970
- Taxes$ 26586
- Price$ 3,440,000
- Bedrooms6
- Full Bathrooms5
- Half Bathrooms1
- Sqr Footage3470
- Lot Size0.16 Acres
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
A Grayton Beach rarity: Western Lake views, a private guest cottage, a resort-style pool, and projected rental income of up to $373,000 annually combine to create a property as versatile as it is unforgettable. Timeless Grayton Beach character meets thoughtful modern renovation in this rare dual-residence offering just steps from Western Lake, the shoreline, and the heart of one of 30A's most storied beach villages. Originally built in 1970 and extensively reimagined, the property pairs a gracious main home with a fully detached private cottage, creating flexibility for hosting, multigenerational living, or income potential without sacrificing privacy or charm. The main residence spans approximately 2,910 square feet with five bedrooms and four-and-a-half baths across three levels. Recent updates include a fully redesigned kitchen, renovated bathrooms, fresh interior paint, new flooring, updated wiring and plumbing, two HVAC systems, new appliances, and a new roof. From the inviting front porch, morning coffee is enjoyed with tranquil views toward Western Lake. Inside, the first floor opens to a generous living and dining area that flows seamlessly into the kitchen, which offers ample space for an island and connects to a comfortable sitting or game room. A mudroom off the kitchen adds a half bath, a full-sized laundry, and direct access to the side yard for grilling. Two first-floor bedrooms feature updated ensuite baths, while a rear hallway leads directly to the backyard. Upstairs, the second level offers two additional bedrooms and two full baths. The third floor serves as a flexible retreat or bedroom, highlighted by a striking wood A-frame ceiling with access to the large balcony. The detached cottage provides approximately 560 square feet with one bedroom, one full bath, a family room, a full kitchen, a laundry room, an outdoor shower, and a separate entrance. With a new roof and alley access, the cottage allows easy movement to the beach, lake, and dining while remaining discreetly set apart from the main home. Outdoor living is equally compelling, with a spacious backyard ready for relaxed afternoons, a newly added private pool, curated hardscape, and lush landscaping. After a day on the water, rinse off at the outdoor shower or unwind in one of several private seating areas. Parking is generous with a paver driveway, additional front parking, and two rear spaces for a total of seven. Accessibility has been carefully considered with a ramp on the north side and a fully accessible first floor, including the primary bath. Both residences may be rented separately or together, offering exceptional versatility. Positioned moments from Western Lake, two beach accesses, and iconic spots like The Red Bar, Chiringo, and AJ's Grayton Beach, this is a rare opportunity to own a true Grayton Beach classic where coastal history, modern updates, and an unbeatable walkable setting come together with ease.
| Elementary School | Middle School | High School |
|---|---|---|
| Dune Lakes Elementary School | Emerald Coast Middle School | South Walton High School |
| Price History | |
|---|---|
| 1/15/2026 | Listed $3,690,000 |
| 1/29/2026 | 3$3,590,000 |
| 2/19/2026 | 2$3,525,000 |
| 5/15/2026 | 1$3,490,000 |
| 7/21/2026 | 1$3,440,000 |
General Features
| Sewer | Public Sewer |
|---|---|
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Community Features | Short Term Rental Allowed |
| County | Walton |
| Property Type | Residential |
| HOA | false |
| Subdivision Name | Grayton Beach |
| Status | Active |
| Directions | Headed south on 283 toward 30A, go straight at the light. Pass AJs on the left and then turn left on Lydia. At the curve, turn right on Banfill. Home will be on the right. |
| High School | South Walton |
| City | Santa Rosa Beach |
| Zoning Description | Resid Single Family |
| MLS Area | 12 - Walton County |
| Lot Size Units | Acres |
| Lot Size Square Feet | 6970 |
| Elementary School | Dune Lakes |
| Tax Annual Amount | 26586 |
| Middle/Junior High School | Emerald Coast |
| MLS Area Minor | 1204 - Walton - Grayton Beach |
| Standard Status | Active |
| Property Sub Type Additional | Single Family Residence |
| Other Structures | Guest House |
| Occupancy Type | Tenant |
| Year Built | 1970 |
| Heating | Central |
| Cooling | Central Air,Ceiling Fan(s) |
| Appliances | Electric Cooktop |
| Patio/Porch Features | Deck,Balcony |
| Construction Materials | HardiPlank Type,Wood Siding |
| View | Lake |
| Garage Y/N | false |
| Total Rooms | 8 |
| Full Baths | 5 |
| Architectural Style | Florida |
| Stories Count | 3 |
| Levels | Three Or More |
| Pool Features | In Ground,Private |
| New Construction | false |
| Roof | Metal |
Interior Features
| Total Baths | 6 |
|---|---|
| Interior Amenities | Double Vanity,Main Level Primary,Separate Shower,Loft |
| Furnished Units | All Units |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Total Bedrooms | 6 |
| LivingAreaSource | Appraiser |
| Half Baths | 1 |
| Total Stories | 3 |
Exterior Features
| Lot Size Area | 0.16 |
|---|---|
| Lot Dimensions | 50 x 140 |
| Lot Size Acres | 0.16 |
| Building Area Total | 3470 |
| Waterfront Y/N | false |
| Exterior Amenities | Deck |
| Fencing | Fenced |
| Private Pool | true |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32459
Price
Taxes
Year Built
In The Neighborhood
Water Views
Santa Rosa Beach
$ 4,450,000
- Type
- Single Family
- Size
- 4,081 SqFt
- Rooms
- 5 Beds + 5.5 Baths
Waterfront
Santa Rosa Beach
$ 18,900,000
- Type
- Single Family
- Size
- 6,450 SqFt
- Rooms
- 5 Beds + 6.5 Baths
Water Views
Santa Rosa Beach
$ 10,750,000
- Type
- Single Family
- Size
- 6,225 SqFt
- Rooms
- 6 Beds + 8.5 Baths
Water Views
Santa Rosa Beach
$ 5,900,000
- Type
- Single Family
- Size
- 3,448 SqFt
- Rooms
- 7 Beds + 4.5 Baths
Water Views
Santa Rosa Beach
$ 2,495,000
- Type
- Single Family
- Size
- 2,016 SqFt
- Rooms
- 4 Beds + 3.5 Baths
Waterfront
Santa Rosa Beach
$ 11,499,999
- Type
- Single Family
- Size
- 4,559 SqFt
- Rooms
- 4 Beds + 5.5 Baths
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
